Back to work Fintech ยท Android 2021 โ€” 2023

Qapital

Kotlin Jetpack Compose KYC / Fintech A/B Testing

Qapital is a US-based fintech app that lets users automate their savings with rule-based triggers โ€” rounding up spare change, saving when they spend at a coffee shop, or hitting fitness goals. The app manages over $3 billion saved for its customers with an average of $4,800 in annual savings per user.

I joined the Android team at a pivotal time: the entire UI layer was built on legacy Views, and the team needed to modernise toward Jetpack Compose. I led the introduction and adoption of Compose across the team โ€” from internal tech talks and code standards through to the first production screens shipped in the new paradigm.

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A major engineering challenge was the KYC (Know Your Customer) flow โ€” a regulatory requirement for connecting bank accounts and student loan services. I integrated multiple third-party SDK providers, managing the authentication handshakes, data-consent screens, and deep-linking back into the app. This unlocked a key product investment milestone and was critical for US market compliance.

Beyond infrastructure, I contributed to a series of A/B experiments across the onboarding and savings-rule setup flows. By iterating on copy, step ordering, and UX framing, we measurably improved activation rates and reduced first-session drop-off for new users.

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